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Cashback system

Cashback software

Open Loyalty is an API-first engine for introducing cashback programs at scale to increase purchase frequency and give customers a reason to come back.

We helped 100+ enterprises build successful loyalty points programs

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The cashback software to create a successful loyalty program

Cashback earning rules

Define how and when customers earn cashback based on transaction attributes

Configure cashback as a percentage of transaction value, a fixed amount, or based on specific products, categories, or purchase channels. Combine rules with time windows, member segments, and locations to target cashback precisely.

Work with predefined rules or add custom ones to match your business model and increase customer lifetime value.

Cashback campaigns

Run targeted cashback campaigns to drive specific purchase behaviors

Launch boosted cashback periods, category-specific offers, and segment-targeted campaigns from the campaign builder or through API. Set time limits, member eligibility rules, and per-campaign earning caps to keep cashback spend predictable.

Use event-triggered mechanics to reward customers automatically when they hit milestones or complete desired actions.

Flexible redemption options

Let members use their cashback in the way that works for your business

Design redemption mechanics that fit your program. Allow members to redeem cashback as account credit, vouchers, or a direct payment method at checkout.

Combine cashback with points or other reward types to create a richer redemption experience and increase the program's perceived value.

Do you need to introduce a flexible cashback program?

Open Loyalty lets you introduce a powerful cashback engine into your ecosystem efficiently – without the resource strain of building from scratch.

Frequently asked questions

What is cashback software and how does it work?

Cashback software allows businesses to reward customers with a percentage or fixed amount of their purchase value, returned as credit, vouchers, or account balance.

Open Loyalty's cashback engine handles earning rules, wallet management, redemption mechanics, and campaign configuration via API – so it integrates into any tech stack without requiring a custom-built rewards infrastructure.

How is cashback different from a points system?

Cashback returns a direct monetary value to the customer, which tends to feel more tangible and immediate than points. Points require a redemption calculation; cashback is understood instantly.

Open Loyalty supports both – and they can be combined in the same program, giving customers the choice of how they want to be rewarded.

Can I configure different cashback rates for different products or segments?

Yes. Define cashback rules based on transaction attributes including product category, purchase channel, transaction value, and member segment.

Combine rules with time windows and location conditions.

Add custom rules for activities unique to your business model – Open Loyalty's earning rule engine is not limited to predefined configurations.

How does Open Loyalty manage cashback liability?

Open Loyalty allows admins to track all cashback wallets in real time, including active, pending, spent, and expired balances. Set expiry rules, minimum redemption thresholds, and per-campaign earning caps to keep liability predictable.

The analytics module surfaces redemption rates and breakage rates so you can tune program economics based on actual member behavior rather than estimates.

Can cashback be combined with other loyalty mechanics, such as points or challenges?

Yes. Open Loyalty is a modular platform – cashback runs alongside points, tiers, challenges, referrals, and coupons within the same program.

Configure campaigns that use multiple mechanics together, such as boosted cashback for members in a specific tier or cashback bonuses triggered by a challenge completion.

Choose reliability and minimize risk with a proven vendor

120 ms
avg API response time
99.99%
guaranteed uptime
50M
transactions/year
800M
loyalty events/year

Sleep well with rock-solid security and scalability

See what customers say about working with us

2x
Buyer frequency
"We used Open Loyalty pre-built modules, applied the loyalty mechanics via API to our tech stack and focused fully on the customer experience."
Fritze von Berswordt
Fritze von Berswordt
Managing Director, EQUIVA
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3 months
For global omnichannel
"The Open Loyalty customer loyalty program software allows us a lot of flexibility in building these dynamics and delivering a strong experience for our consumers."
Fritze von Berswordt
Thomas Archer Bata
ALDO Group
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72%
Points redemption rate
"Open Loyalty is an excellent choice because of the wide range of loyalty and gamification mechanics it offers, along with resources that help you understand how to use these features in your loyalty program."
Fritze von Berswordt
Chadi Al Abbassy
Loyalty & Partnerships Manager at Raqtan Group
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60 mln+
Points issued
"We loved what the API had to offer as we knew it was going to be a code integration, as well as some of the out-of-the-box features. We are extremely happy with the usability."
Fritze von Berswordt
Nicole Kusi
Product Manager, United States Soccer Federation
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91%
Customer retention rate
"It works :) Open Loyalty provides effective loyalty components and seamlessly integrates into a diverse tech stack via API."
Fritze von Berswordt
Archernar Triardhiarso Sumantri
Customer Relationship Management Manager at SwipeRx
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Customer loyalty know-how

Leverage resources from Open Loyalty’s gamification and loyalty experts to start smooth and move in the right direction